About MVB Financial Corp.

MVB Financial Corp. (“MVB Financial” or “MVB”), the holding company of MVB Bank, is publicly traded on The Nasdaq Capital Market® under the ticker “MVBF.” Nasdaq is a leading global provider of trading, clearing, exchange technology, listing, information and public company services. Through its subsidiary, MVB Bank, Inc., and the bank’s subsidiaries, MVB Mortgage and MVB Community Development Corporation, the company provides financial services to individuals and corporate clients in the Mid-Atlantic region. For more information about MVB, please visit ir.mvbbanking.com.

About MVB Mortgage

MVB Mortgage, MVB Mortgage of PA, and MVB Mortgage of KY are registered trade names of Potomac Mortgage Group, Inc., a wholly-owned subsidiary of MVB Bank, Inc. • Company headquarters: 11325 Random Hills Road Suite 600, Fairfax VA 22030 • Company NMLS ID #181319 (www.nmlsconsumeraccess.org) • Equal Housing Lender

Forward-looking Statements

MVB Financial Corp. has made forward-looking statements, within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended, in this Press Release. These forward-looking statements are based on current expectations about the future and subject to risks and uncertainties. Forward-looking statements include information concerning possible or assumed future results of operations of the Company and its subsidiaries. When words such as "believes," "expects," "anticipates," "may," or similar expressions occur in this Press Release, the Company is making forward-looking statements. Note that many factors could affect the future financial results of the Company and its subsidiaries, both individually and collectively, and could cause those results to differ materially from those expressed in the forward-looking statements contained in this Press Release. Those factors include, but are not limited to: credit risk, changes in market interest rates, inability to achieve merger-related synergies, competition, economic downturn or recession, and government regulation and supervision. Additional factors that may cause our actual results to differ materially from those described in our forward-looking statements can be found in the Company’s Annual Report on Form 10-K for the year ended December 31, 2018, as well as its other filings with the SEC, which are available on the SEC website at www.sec.gov. Except as required by law, the Company undertakes no obligation to update or revise any forward-looking statements.

MVB Mortgage, MVB Mortgage of PA, and MVB Mortgage of KY are registered trade names of Potomac Mortgage Group, Inc., a wholly-owned subsidiary of MVB Bank, Inc. Company headquarters: 11325 Random Hills Road Suite 600, Fairfax VA 22030 • Company NMLS ID #181319 (www.nmlsconsumeraccess.org) • Equal Housing Lender ••• You have received this message as a result of a new or ongoing business relationship with MVB Mortgage. Occasionally, you may receive brief advertising announcements regarding residential mortgage lending and/or services or mortgage industry news. If you no longer wish to receive these advertisements, submit your opt out request at https://mvbmortgage.com/opt-out. ••• Privacy & Confidentiality Notice: The information in this correspondence, including any attachments, is the exclusive property of MVB Mortgage and is confidential, privileged, & proprietary, intended only for the use of recipient to whom it is addressed. Any unauthorized review, disclosure, copying or other use of this message is strictly prohibited. If you are not the intended addressee in this message, or an agent responsible for delivery of the message to such person, you are hereby notified that you have received this communication in error. Please destroy all copies of the original message from your computer system. We strongly advise you to verify the integrity of this message as MVB Mortgage assumes absolutely no liability for any damage allegedly resulting from any contamination of this message including a virus, whether by way of modification, distortion or alteration.