FORT MILL, SC / AGILITYPR.NEWS / March 04, 2026 / Exclusive tool for fiduciary wealth management firms measures both governance control and technology sophistication across 70 diagnostic questions

The Oasis Group, an award-winning consultancy and leading voice on artificial intelligence in the wealth management industry, recently released the Oasis AI Readiness Index™, the industry’s first maturity benchmark built exclusively for fiduciary wealth management firms, trust firms, and family offices. The AI Readiness Index utilizes a two-axis maturity model that measures both governance control and technology sophistication across 70 diagnostic questions.

“Most wealth firms are flying blind on AI – The Oasis Group just built the instrument panel,” said John O’Connell, founder and CEO of The Oasis Group. “While the wealth management industry races to adopt artificial intelligence, a troubling gap is widening: firms are deploying AI tools faster than they can govern them. Advisors are using AI their compliance teams don’t know about. Client data is flowing through systems with no audit trail. And most boards have zero visibility into AI-related risk.”

THE PROBLEM: AI ADOPTION WITHOUT A SCORECARD

Most wealth firms don’t lack AI ambition – they lack a way to measure whether their adoption is safe, compliant, and sustainable. Generic enterprise AI frameworks ignore the unique regulatory and fiduciary requirements that RIAs, broker-dealers, trust companies, and family offices face every day.​

The result? A dangerous blind spot. Firms with advanced AI tools but weak governance are one incident away from a compliance crisis. Firms with strong policies but no technical capability are falling behind competitors who move faster. Neither type knows where it stands – because until now, there was no way to measure both dimensions.

THE SOLUTION: A TWO-AXIS MATURITY MODEL

The Oasis AI Readiness Index solves this by measuring two things simultaneously:

1. Governance & Operational Maturity – Does the firm have the policies, data controls, compliance alignment, process governance, and workforce readiness to manage AI responsibly? Assessed across five weighted pillars and 35 diagnostic questions, each rated on a five-level scale from Initial to Optimized.

2. Technology Capability Tiering – How sophisticated is the firm’s AI deployment? The model tracks a five-stage progression across seven categories and 35 questions:

• Foundational – off-the-shelf assistants used individually
• Augmented Tools – AI connected to firm data and context
• Operationalized Agents – purpose-built AI automating specific tasks
• Orchestrated Systems – multiple AI agents coordinating across workflows
• Digital Workers – persistent, governed AI entities executing business roles

The combined formula – (Governance × 0.70) + (Technology × 0.30) – produces a single score (0–100) and readiness tier: Emerging, Developing, Maturing, Advanced, or Leader.

“The question isn’t whether your firm is using AI,” said O’Connell. “It’s whether you’re ready to use it in a way your regulators, your clients, and your board can trust. That’s what this Index measures.”

The Oasis AI Readiness Index includes:

• 70-question diagnostic instrument: 35 governance + 35 technology questions, each with five detailed maturity-level descriptions and real-world wealth-management examples.
• Interactive scoring workbook: Auto-weighted scoring with dynamic readiness quadrant visualization plotting Governance (Y-axis) vs. Technology (X-axis).
• Methodology brief: Transparent documentation of scoring, weighting, and validation – designed to be cited, not just referenced.

WHY GOVERNANCE GETS 70% OF THE WEIGHT

In a fiduciary context, the ability to explain, audit, and control AI is more important than the AI technology used by itself. A firm running basic AI tools under strong governance is in a far better position than one running autonomous agents with no oversight.

The 70/30 weighting is a deliberate design choice that reflects the regulatory reality wealth firms operate in, and a direct challenge to the ‘move fast and break things’ mentality that can get firms into trouble.

“We've seen firms deploying AI tools or allowing team members to use AI tools with no acceptable use policy, no incident response plan, and no board visibility,” added O’Connell. “That’s not innovation – that’s unmanaged risk with a compliance deadline attached.”

CONTEXT FOR THE WEALTH MANAGEMENT INDUSTRY

John O’Connell and The Oasis Group are recognized as a leading voice for AI use and governance in the wealth management industry: “The Oasis Group has tracked the AI-in-wealth-management landscape more closely than any other consultancy,” said O’Connell. “Our AI WealthTech Map identifies 100+ AI-first firms serving the wealth management industry and is updated regularly.”

In addition, John O’Connell has delivered AI-focused keynotes and workshops at Schwab IMPACT, Financial Planning Advise AI, T3 Technology Conference, Wealth Management EDGE, and Orion Ascent, and other leading industry events, and has published extensively on AI governance, AI risk in fiduciary firms, and the evolution from AI tools to digital workers.

The AI Readiness Index is the natural next step: moving from mapping what’s available to measuring what’s ready.

The Oasis AI Readiness Index methodology and scoring instrument are available now to download for free. Firms interested in receiving a personalized readiness assessment and world class AI consulting can contact The Oasis Group at www.TheOasisGrp.com.

ABOUT THE OASIS GROUP 

The Oasis Group is an award-winning consultancy and research firm serving wealth management firms nationwide. Founded by John O’Connell in 2019, the firm helps RIAs, broker-dealers, family offices, and trust organizations transform their technology, processes, and operations. With extensive leadership experience in both emerging businesses and mature, established organizations, founder John O’Connell and his team are passionate about helping financial services and technology firms solve their most complex technology and sales challenges, while staying focused on their clients, understanding the market and competition. The Oasis Group is recognized by Wealth Management, WealthBriefing, ThinkAdvisor, InvestmentNews, and T3 Technology Tools for Today as a top firm in the space. To learn more about The Oasis Group, visit www.TheOasisGrp.com.

ABOUT JOHN O’CONNELL

John O’Connell has more than 30 years of leadership experience in financial technology and wealth management, including North American leadership at Oracle, fintech CEO and president roles, and participation in IPO and M&A transactions. He is the creator of the AI WealthTech Map (100+ firms), the developer of the Oasis AI Readiness Index, and is recognized as a leading independent voice on AI adoption in wealth management. O’Connell is regularly featured in Barron’s, Wealth Management, Financial Planning, ThinkAdvisor, InvestmentNews, Family Wealth Report, and other leading publications, and has been recognized for his thought leadership in many industry-leading awards programs.

Media Contact:

Jonny Swift

Impact Communications, Inc.

913-649-5009

JonnySwift@ImpactCommunications.org